OSWEGO HOUSING DEVELOPMENT COUNCIL
805 W Broadway Fulton, NY 13069
The Oswego Housing Development Council is a private. non-profit organization serving low income Oswego County residents and governed by a community based board to provide a range of housing choices to the low income, homeless or those in need of housing by developing, building, (renovating), providing seed money, acting as an administrator or manager, and forging partnerships with social service providers, contractors, real estate sellers, and local government to ensure needs are met.
OHDC seeks to develop affordable housing opportunities for low income residents of Oswego County. OHDC will accomplish this goal by identify and developing housing resources in partnership with local municipalities and providing counseling services to homeowners and prospective home-buyers.
OHDC seeks to ensure safe and sanitary affordable housing for very low to moderate income persons through the development and rehabilitation of housing. The Council shall serve those areas which demonstrate the greatest need and will try to provide home-ownership opportunities wherever possible.
LOOKING TO PURCHASE YOUR FIRST HOME IN OSWEGO COUNTY?
MAKING A DIFFERENCE IN OSWEGO COUNTY.
HAVE QUESTIONS? CALL TODAY! 315-625-4520
WHO WE ARE
Grant Award Announcement From NYS HOME Local Program
On behalf of Governor Cuomo and the New York State Housing Trust Fund Corporation office is pleased to announce they have awarded a grant in the amount of $165,000.00 to Oswego Housing Development Council, Inc. The Executive Director Ms. Marion Naramore was notified “Oswego County Path to First Time Home Buyers” grant named was awarded and able to assist 10 families on purchasing a single family home in Oswego County.
The award consists of up to $10,000.00 down payment and up to $2425.00 closing costs per family. OHDC will provide housing counseling to all interested applicants and assist to be credit worthy of able to hold and maintain a mortgage. For more information and to apply please fill out an application in the above menu and submit to OHDC.
Making A Difference
FIRST TIME HOMEBUYERS PROGRAM
OHDC’s Homebuyer Assistance Programs provide grants to eligible first-time homebuyers for down payment, closing costs and moderate rehabilitation of newly purchased homes. The Council is currently administering an NYHS HOME Acquisition Rehab Program entitled “OHDC’s HOME Mortgage Assistance Program (MAP).” The Council is also administering an Affordable Housing Corporation (AHC) Acquisition Rehab Resale Program. To participate in one or both of these programs, an applicant must be income eligible, looking to purchase a home in the Oswego County area and have the ability to obtain a mortgage loan. The applicant will also be required to attend OHDC’s homebuyer education curriculum.
HUD FY 2019 INCOME LIMITS
1- $44,550 2-$50,900 3-$57,250 4-$63,600
HOME IMPROVEMENT PROGRAM
Housing Improvement Program
OHDC’s Home Improvement Programs provide grants to eligible property owners for necessary repairs to eliminate health and safety hazards in their homes as in roofs, windows, furnaces, etc. The program also offers up accessibility modifications to address the needs of the disabled and/or elderly households. OHDC applies for grants through Federal and State money. To participate in these Programs, the household must meet the income and property eligibility guidelines. The homeowner will also be required to contribute a percentage towards the total rehab cost. There is a lien that may consist of 5-10- year period of the grant that applies. OHDC will discuss further details with homeowner at the time of services.
2018-2019 Income Guidelines Annual income
1 2 3 4 5 6
$44,550 $50,900 $57,250 $63,600 $68,700 $73,800
Call for an appointment.
The Oswego Housing Development Council is a certified HUD Housing Counseling Agency in which our trained Housing Counselors provide a wide range of housing counseling services which include home-buyer education, home maintenance education, mortgage default/restructuring counseling, tenancy/fair housing counseling, HECM counseling and financial literacy budget/ debt counseling.
Committed to the Cause
BOARD OF DIRECTORS
Oswego Housing Development Council welcomes new Board members to join and meets the 4th Thursday of the month at 5:30 in our office. Please feel free to join the board is made up of volunteers.
James Hotchkiss-Vice President
K Michael LaFurney